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Strong US Regulation

FOREX.com Review

Multi-Asset FX & CFD Broker  ·  NFA/CFTC (US), FCA (UK), ASIC (Australia), CIRO (Canada), MAS (Singapore)
★★★★½ 4.5 / 5.0

FOREX.com is a StoneX-owned forex broker with 80 currency pairs, spread-only and RAW Pricing accounts, proprietary web and mobile tools, TradingView, and account-dependent MT4 or MT5 access.

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$100 US ACH/card
Min Deposit
50:1 (US majors)
Leverage
0.0 pips RAW
Spread From
80 US offering
FX Pairs

FOREX.com — Full Review 2026

FOREX.com is the retail trading brand operated by StoneX entities, including GAIN Capital Group, LLC (doing business as FOREX.com) for eligible U.S. customers and StoneX Financial Ltd for the UK. The broker is a strong fit for traders who want a regulated forex specialist with a proprietary platform, TradingView integration, and a choice of MetaTrader access. What you can trade, which platform you receive, and the protections that apply depend on your country and contracting entity.

U.S. pricing includes a spread-only account with variable spreads advertised as low as 1.0 pip and RAW Pricing with spreads from 0.0 pips plus a $7 commission per $100,000 traded. These are minimum or advertised prices, not guaranteed typical fills. U.S. accounts generally require $100 for ACH or card funding, while incoming wires have no broker minimum; financing, currency conversion, and bank or payment-provider charges can still apply. The U.S. inactivity fee is $15 per month after 12 months without trading.

The platform lineup includes FOREX.com Web Trading and mobile, TradingView, MT4, and MT5, although the available MetaTrader platform depends on the account type and region. FOREX.com advertises 80 currency pairs for its U.S. offering, while international entities may add CFDs on indices, shares, commodities, and other products. Demo accounts and API or automated-trading tools are available in supported regions.

U.S. clients contract with GAIN Capital Group, LLC, an NFA member and CFTC-registered retail foreign exchange dealer, and U.S. margin rules generally limit major-pair leverage to 50:1, with pair- and position-specific margin requirements able to be higher. UK customers may contract with FCA-authorised StoneX Financial Ltd, while other clients may be served by ASIC, CIRO, MAS, or another local entity. Segregation, negative-balance treatment, compensation schemes, leverage, and country eligibility are entity-specific; leveraged forex and CFDs can lose more than the initial deposit.

Pros
  • NFA/CFTC-regulated U.S. entity accepts eligible U.S. clients
  • 80 currency pairs advertised for the U.S. offering
  • RAW Pricing spreads from 0.0 pips with transparent commission
  • Web, mobile, TradingView, MT4, and MT5 access varies by account
  • No broker minimum for incoming U.S. wires
Cons
  • U.S. leverage is generally capped at 50:1 for major pairs
  • RAW Pricing commission is charged per $100,000 traded
  • $15 monthly inactivity fee after 12 months without trading in the U.S.
  • Overnight financing, conversion, and third-party payment costs may apply
  • Products, eligibility, and protections change by legal entity and region

What You Need to Know

Fees & Spreads

FOREX.com U.S. spread-only pricing is variable and advertised as low as 1.0 pip, while RAW Pricing advertises spreads from 0.0 pips plus $7 per $100,000 traded. Compare the all-in cost rather than the headline spread: financing is charged or credited for overnight positions, currency conversion can add a fee, and the U.S. inactivity fee is $15 per month after 12 months without trading. Funding and withdrawal methods, processing times, and any bank or payment-provider charges vary by entity.

Trading Platforms

The broker offers FOREX.com Web Trading and mobile, TradingView, MetaTrader 4, and MetaTrader 5 in supported regions. The U.S. comparison is account-dependent: spread-only accounts list MT4 access, while RAW Pricing lists MT5 access alongside the proprietary and TradingView platforms. Platform availability, instruments, and automation features should be confirmed during onboarding.

Regulation & Safety

Eligible U.S. customers contract with GAIN Capital Group, LLC, doing business as FOREX.com, an NFA member and CFTC-registered retail foreign exchange dealer. StoneX Financial Ltd is FCA-authorised in the UK, with additional StoneX entities regulated in Australia, Canada, Singapore, and other jurisdictions. Client-money segregation, compensation eligibility, negative-balance treatment, leverage limits, and risk disclosures are not global promises; they depend on the entity and client classification.

Account Types & Funding

U.S. customers can choose spread-only or RAW Pricing, with a $100 minimum for ACH or card funding and no broker minimum for incoming wires. The site also offers demo accounts, but the live instruments, margin schedule, and account opening rules are regional. FOREX.com does not accept every country, and U.S. customers receive spot-forex products rather than the CFD range shown on some international sites.

FOREX.com vs OANDA

Both brokers have regulated U.S. forex offerings. FOREX.com is the more natural comparison for traders seeking its advertised 80 pairs, RAW Pricing, and account-dependent MT5 access; OANDA emphasizes no minimum deposit, its fxTrade platform, and REST API tools in its U.S. offering. Compare the live spread or commission schedule, margin requirements, platform preference, and the legal entity named in the account agreement before choosing.

FOREX.com — Visit Official Site

Ready to get started? Click below to visit FOREX.com's official website and open your trading account.

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